{"id":59,"date":"2025-02-11T13:36:08","date_gmt":"2025-02-11T13:36:08","guid":{"rendered":"https:\/\/listapartecipativa.eu\/?page_id=59"},"modified":"2025-04-30T13:23:42","modified_gmt":"2025-04-30T13:23:42","slug":"programma","status":"publish","type":"page","link":"https:\/\/listapartecipativa.eu\/es\/programma\/","title":{"rendered":"Programa"},"content":{"rendered":"<div id=\"wp-block-themeisle-blocks-advanced-columns-60142088\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-1-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-equal-layout has-vertical-unset\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-3ff48aad\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<h1 class=\"wp-block-heading has-white-color has-text-color\" style=\"font-size:clamp(37.821px, 2.364rem + ((1vw - 3.2px) * 2.514), 70px);line-height:1\">Programa<\/h1>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-01219de1\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-1-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-collapsedRows-layout has-vertical-center has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-93eccca7\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<p class=\"has-text-align-center has-text-color has-link-color wp-elements-6739ab5c5e5767fe9874841cf2b8b05d\" style=\"color:#070731;margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50)\"><strong>En esta p\u00e1gina encontrar\u00e1 el programa depositado en el Banco<\/strong> <strong>y el proceso participativo en curso.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/12\/ES-programma-Lista-P-2025-inclusiva-dialogante.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Programa Depositado<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center\" style=\"margin-top:20px;margin-bottom:20px\"><strong>\u00daLTIMA ACTUALIZACI\u00d3N: 02\/04\/2025<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/04\/Programma-ES.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Programa actualizado 02\/04\/2025<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center\" style=\"margin-top:20px;margin-bottom:20px\"><strong>Una visi\u00f3n clara y accesible de los principales contenidos de nuestro programa:<\/strong>:<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/04\/lista-partecipativa-sintesi-programma-es_compressed-1.pdf\">Descarga la S\u00edntesis del Programa<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-d20fa551\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-2-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-collapsedRows-layout has-vertical-center has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-66b9a872\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<h5 class=\"wp-block-heading has-text-color\" style=\"color:#003087\"><strong>El Programa oficial es solo el principio:<\/strong> <strong>un camino participativo y en evoluci\u00f3n<\/strong><\/h5>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-7bdd766cc1521f8111cf9047c60898dd\" style=\"color:#070731\">Banca Etica <strong>no es un banco como los dem\u00e1s<\/strong>. Es un proyecto colectivo, una idea de finanzas que cambia la sociedad, un espacio abierto para quienes creen que el dinero debe servir a las personas, y no al rev\u00e9s.<\/p>\n\n\n\n<p>Por eso, nuestro programa <strong>no es est\u00e1tico<\/strong>, sino que se enriquece gracias al di\u00e1logo continuo con los socios y con quienes, como nosotros, quieren una finanza \u00e9tica, inclusiva y dialogante.<\/p>\n\n\n\n<p><strong>El Programa oficial<\/strong>, presentado al banco, representa el n\u00facleo de nuestro compromiso. Pero nuestra visi\u00f3n va m\u00e1s all\u00e1: queremos que los socios sean <strong>parte activa del cambio<\/strong>, no solo durante la campa\u00f1a electoral, sino durante todo el mandato.<\/p>\n\n\n\n<h6 id=\"wp-block-themeisle-blocks-advanced-heading-8d2345a1\" class=\"wp-block-themeisle-blocks-advanced-heading wp-block-themeisle-blocks-advanced-heading-8d2345a1\"><strong>La participaci\u00f3n es nuestro motor. El di\u00e1logo, nuestro camino. La transparencia, nuestra garant\u00eda.<\/strong><\/h6>\n\n\n\n<p>Veintis\u00e9is a\u00f1os de una historia breve pero extraordinariamente intensa nos entregan un banco s\u00f3lido, con excelentes indicadores patrimoniales, bien integrado en el tejido social y econ\u00f3mico italiano y en crecimiento en Espa\u00f1a, un punto de referencia para la finanza \u00e9tica a nivel nacional e internacional. El sue\u00f1o de los fundadores se ha convertido en realidad, una bella realidad.<\/p>\n<\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-column-019c2032\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<figure class=\"wp-block-image size-large has-custom-border\" style=\"margin-right:var(--wp--preset--spacing--80);margin-left:var(--wp--preset--spacing--80)\"><img loading=\"lazy\" decoding=\"async\" width=\"819\" height=\"1024\" src=\"https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/programma-def-es.jpg\" alt=\"\" class=\"wp-image-346\" style=\"border-style:none;border-width:0px;border-radius:0px;object-fit:cover\" srcset=\"https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/programma-def-es.jpg 1080w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/programma-def-es-240x300.jpg 240w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/programma-def-es-819x1024.jpg 819w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/programma-def-es-768x960.jpg 768w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/programma-def-es-10x12.jpg 10w\" sizes=\"auto, (max-width: 819px) 100vw, 819px\" \/><\/figure>\n<\/div>\n<\/div><\/div>\n\n\n\n<h2 id=\"wp-block-themeisle-blocks-advanced-heading-cbd2bc80\" class=\"wp-block-themeisle-blocks-advanced-heading wp-block-themeisle-blocks-advanced-heading-cbd2bc80\">An\u00e1lisis en profundidad de los puntos del programa<\/h2>\n\n\n\n<figure style=\"padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--70);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--70)\" class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Tem\u00e1tica<\/th><th>Profundiza<\/th><\/tr><\/thead><tbody><tr><td>Las nuevas pobrezas<\/td><td>En los encuentros con los&nbsp;<strong>Portadores de Valor<\/strong>, el tema de las nuevas pobrezas ha sido abordado con frecuencia y con gran preocupaci\u00f3n. Es evidente que existe una fuerte sensibilidad sobre esta cuesti\u00f3n, que afecta tanto a Italia como a Espa\u00f1a e involucra a todas las generaciones, desde los j\u00f3venes hasta las personas mayores.\nSe ha hecho referencia a la pobreza energ\u00e9tica y, con especial atenci\u00f3n, a la&nbsp;<strong>pobreza habitacional<\/strong>cuestionando el derecho a la vivienda para franjas cada vez m\u00e1s amplias de la poblaci\u00f3n.<br><a href=\"https:\/\/listapartecipativa.eu\/es\/le-nuove-poverta\/\"><strong>Lee m\u00e1s<\/strong><\/a><\/td><\/tr><tr><td><br>El plan estrat\u00e9gico del grupo: una br\u00fajula imprescindible<\/td><td>El Plan Estrat\u00e9gico 2025\/28 es la br\u00fajula imprescindible con la que la Lista Participativa quiere orientar el camino de Banca Etica y de todo el Grupo Banca Etica. Por una profunda coincidencia con sus contenidos y por respeto hacia todas las personas que han contribuido a construirlos, empezando por las personas socias y trabajadoras.<br><strong><a href=\"https:\/\/listapartecipativa.eu\/es\/il-piano-strategico-di-gruppo-una-bussola-indispensabile\/\">Lee m\u00e1s<\/a><\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-e1696acc\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-1-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-equal-layout has-vertical-unset has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-70e3f094\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-159cf240b7ac1bf46fda0edea1d3d625\" style=\"color:#003087;font-size:clamp(28.836px, 1.802rem + ((1vw - 3.2px) * 1.653), 50px);\">El programa en puntos<\/h2>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-6ff3c36212c538e2d0eaadfea251ee9b\" style=\"color:#070731\">Consideramos importante garantizar <strong>estabilidad<\/strong> y <strong>responsabilidad<\/strong> en el gobierno del banco y del grupo. Nos situamos en <strong>continuidad<\/strong> con el proyecto que vio nacer y crecer al banco, compartiendo profundamente sus principios y valores como base para gestionar el necesario <strong>proceso de cambio y desarrollo.<\/strong><\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-046a7f95\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-2-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-collapsedRows-layout has-vertical-unset has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-8119e918\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<div id=\"wp-block-themeisle-blocks-font-awesome-icons-a13ed2a2\" class=\"wp-block-themeisle-blocks-font-awesome-icons\"><span class=\"wp-block-themeisle-blocks-font-awesome-icons-container\"><i class=\"fas fa-people-arrows\"><\/i><\/span><\/div>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-e2fe4fc0a9375da3492d59353376259f\" style=\"color:#070731;margin-top:0px\">Un banco orgullosamente \u00e9tico<\/h5>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-be7630dc7e0ed8f5158ce64de4d71bb9\" style=\"color:#070731\">Hay y habr\u00e1 cada vez m\u00e1s necesidad de <strong>comportamientos \u00e9ticos<\/strong> (no solo en finanzas). Significa, para el banco, poner en el centro la dignidad de la persona y la protecci\u00f3n del medio ambiente, rechazar la guerra, combatir las desigualdades y las discriminaciones de todo tipo, fomentar la inclusi\u00f3n social y financiera. Significa, para el banco y para el grupo, tomar decisiones coherentes en la asignaci\u00f3n de los recursos financieros disponibles.<\/p>\n<\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-column-b8e41a6c\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<div id=\"wp-block-themeisle-blocks-font-awesome-icons-5d1b6f40\" class=\"wp-block-themeisle-blocks-font-awesome-icons\"><span class=\"wp-block-themeisle-blocks-font-awesome-icons-container\"><i class=\"fas fa-balance-scale\"><\/i><\/span><\/div>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-438af194c45db957c747f02c1d673789\" style=\"color:#070731;margin-top:0px\">Un banco \u00e9tico y cooperativo<\/h5>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-2f7c2774efcda4e011b007b928d1827c\" style=\"color:#070731\">Los principios de la cooperaci\u00f3n se unen bien con los de las finanzas \u00e9tica. Participaci\u00f3n de los socios, gobierno democr\u00e1tico, mutualidad, solidaridad, transparencia, relaci\u00f3n con el territorio. Por eso es importante que Banca \u00c9tica siga siendo <strong>firmemente cooperativa<\/strong>, comprometida diariamente en la coherencia entre principios y comportamientos reales. Un banco que crea comunidad.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-0c2f4789\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-2-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-collapsedRows-layout has-vertical-unset has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-1b02d4eb\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<div id=\"wp-block-themeisle-blocks-font-awesome-icons-d675a26b\" class=\"wp-block-themeisle-blocks-font-awesome-icons\"><span class=\"wp-block-themeisle-blocks-font-awesome-icons-container\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1800 1800\"><path d=\"M1094.819,1135.051l-108.863-17.528c-9.449-34.07-22.999-66.744-40.445-97.562l64.601-89.408 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l-46.624,69.418l-56.772-26.147l22.455-80.555c3.418-12.267-0.966-25.382-11.08-33.122c-28.092-21.503-52.06-47.398-71.245-76.963 c-6.927-10.685-19.655-16.072-32.161-13.619l-82.012,16.119l-21.664-58.651l72.811-41.058 c11.093-6.257,17.264-18.629,15.585-31.252c-4.636-34.957-3.253-70.214,4.113-104.793c2.653-12.458-2.539-25.273-13.106-32.374 l-69.427-46.62l26.155-56.777l80.551,22.459c12.264,3.405,25.383-0.97,33.123-11.084c21.48-28.073,47.38-52.042,76.971-71.245 c10.685-6.931,16.076-19.664,13.615-32.161l-16.123-82.012l58.651-21.664l41.058,72.81c6.254,11.093,18.615,17.272,31.257,15.589 c34.727-4.609,70.419-3.209,104.798,4.113c12.44,2.648,25.264-2.539,32.369-13.11l46.62-69.432l56.773,26.151l-22.456,80.563 c-3.418,12.271,0.971,25.387,11.084,33.123c28.065,21.481,52.034,47.372,71.232,76.958c6.936,10.685,19.668,16.059,32.156,13.62 l82.029-16.12l21.664,58.647l-72.818,41.058c-11.094,6.258-17.264,18.629-15.585,31.252c4.64,34.97,3.257,70.228-4.114,104.793 c-2.66,12.458,2.531,25.277,13.106,32.378l69.432,46.62L1684.125,675.479z\"><\/path><path d=\"M1324.474,212.717c-31.026,0-61.63,5.492-90.97,16.329c-135.858,50.172-205.564,201.52-155.392,337.383 c37.927,102.701,136.95,171.707,246.409,171.716c0.009,0,0.009,0,0.018,0c31.014,0,61.617-5.492,90.952-16.329 c135.854-50.172,205.568-201.52,155.396-337.375C1532.951,281.727,1433.928,212.717,1324.474,212.717z M1393.896,663.338 c-22.402,8.275-45.736,12.467-69.357,12.467c0,0-0.009,0-0.014,0c-83.477-0.004-159.005-52.638-187.936-130.971 c-38.266-103.619,14.898-219.048,118.514-257.311c22.398-8.275,45.736-12.467,69.37-12.467 c83.478,0,159.001,52.638,187.936,130.979C1550.672,509.646,1497.503,625.071,1393.896,663.338z\"><\/path><\/svg><\/span><\/div>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-278ac736e090c2c90c1d7e7b6b3fbbc7\" style=\"color:#070731;margin-top:0px\">Un banco que establece alianzas<\/h5>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-2cff0366be8c62d8a234cf61cd2372a8\" style=\"color:#070731\">Son indispensables las alianzas en el \u00e1mbito social, en el \u00e1mbito financiero, en Italia, en Espa\u00f1a y en Europa. Sirven para abordar cuestiones de inter\u00e9s com\u00fan, para compartir riesgos, para <strong>promover con m\u00e1s fuerza nuestros valores<\/strong>, para evitar el peligro de la auto-referencialidad, para ser parte de alianzas m\u00e1s amplias.<\/p>\n<\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-column-ba27dbe5\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<div id=\"wp-block-themeisle-blocks-font-awesome-icons-ffc3c27a\" class=\"wp-block-themeisle-blocks-font-awesome-icons\"><span class=\"wp-block-themeisle-blocks-font-awesome-icons-container\"><i class=\"fas fa-angle-double-up\"><\/i><\/span><\/div>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-73c5d3df42612f1ce39b8f5f81f43613\" style=\"color:#070731;margin-top:0px\">Un banco que crece<\/h5>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-d86bd9c6014c198148d56ba3596fe36b\" style=\"color:#070731\">El banco debe crecer y debe hacerlo respetando sus valores y  la normativa cada vez m\u00e1s estricta, manteniendo un <strong>equilibrio arm\u00f3nico<\/strong> entre los factores fundamentales. En Espa\u00f1a, Fiare Banca Etica ha logrado resultados significativos y el objetivo es evolucionar hacia un modelo m\u00e1s adaptado a la realidad espa\u00f1ola y orientado a ofrecer m\u00e1s servicios.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-e452b0d2\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-2-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-collapsedRows-layout has-vertical-unset has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-de51a0f3\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<div id=\"wp-block-themeisle-blocks-font-awesome-icons-f7a8feb1\" class=\"wp-block-themeisle-blocks-font-awesome-icons\"><span class=\"wp-block-themeisle-blocks-font-awesome-icons-container\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1800 1800\"><path d=\"M886.355,871.67h53.495c10.102,0,18.296-8.19,18.296-18.292c0-10.102-8.194-18.297-18.296-18.297h-35.2 v-85.604c0-10.104-8.188-18.294-18.294-18.294c-10.102,0-18.29,8.19-18.29,18.294v103.901 C868.065,863.479,876.253,871.67,886.355,871.67z\"><\/path><path d=\"M1023.146,976.574c8.168-5.93,9.996-17.364,4.066-25.551c-5.922-8.177-17.373-10.006-25.551-4.066 c-101.739,73.761-199.976,3.223-204.197,0.113c-8.101-6-19.54-4.328-25.57,3.771c-6.033,8.099-4.352,19.56,3.747,25.603 c0.814,0.602,55.267,40.208,128.108,40.208C940.389,1016.651,981.693,1006.637,1023.146,976.574z\"><\/path><path d=\"M722.023,669.317c-21.604,0-39.12,24.242-39.12,54.165c0,29.916,17.517,54.171,39.12,54.171 c21.606,0,39.121-24.256,39.121-54.171C761.145,693.56,743.629,669.317,722.023,669.317z\"><\/path><path d=\"M787.496,653.241c8.102,5.977,19.524,4.298,25.547-3.792c6.03-8.101,4.352-19.559-3.751-25.594 c-29.785-22.174-104.559-50.742-174.351-0.139c-8.179,5.93-10.004,17.371-4.074,25.546c3.577,4.936,9.162,7.559,14.827,7.559 c3.721,0,7.478-1.13,10.72-3.485C721.58,606.091,784.808,651.267,787.496,653.241z\"><\/path><path d=\"M1056.352,669.317c-21.615,0-39.127,24.242-39.127,54.165c0,29.916,17.512,54.171,39.127,54.171 c21.597,0,39.118-24.256,39.118-54.171C1095.47,693.56,1077.948,669.317,1056.352,669.317z\"><\/path><path d=\"M990.863,653.241c2.665-1.942,65.915-47.15,131.09,0.094c3.248,2.355,7.001,3.485,10.719,3.485 c5.67,0,11.252-2.623,14.831-7.559c5.931-8.175,4.11-19.616-4.075-25.546c-69.808-50.607-144.57-22.039-174.353,0.139 c-8.082,6.016-9.745,17.411-3.763,25.516C971.295,657.476,982.738,659.191,990.863,653.241z\"><\/path><path d=\"M1044.421,1241.034v-73.482c144.013-55.917,249.028-190.594,261.882-350.876 c54.584-8.121,96.594-55.29,96.594-112.094c0-52.986-36.558-97.585-85.777-109.929c9.814-23.683,17.381-48.378,22.441-73.552 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M1081.258,1448.584l-121.021-68.823l84.185-46.617v-26.892 c30.759,6.287,60.437,14.517,88.879,24.479L1081.258,1448.584z M1338.872,704.582c0,20.803-12.967,38.599-31.229,45.833v-81.098 v-10.562C1325.905,665.991,1338.872,683.786,1338.872,704.582z M510.122,353.917C543.173,189.945,698.781,70.929,880.12,70.929 c28.048,0,56.385,2.843,84.252,8.462c102.856,20.733,192.005,77.098,251.014,158.712c58.452,80.838,80.267,176.85,61.413,270.353 c-2.422,12.005-5.504,23.879-9.232,35.546c-74.684-38.646-176.441-81.161-283.574-95.821 c-187.071-25.595-203.602-35.866-221.686-88.241l-15.614-45.238L710.842,346.4c-1.075,0.954-97.289,85.933-194.556,164.338 C501.821,459.388,499.642,405.905,510.122,353.917z M451.313,704.587c0-21.33,13.638-39.487,32.631-46.347v11.077v81.614 C464.951,744.071,451.313,725.916,451.313,704.587z M547.972,783.466V669.317V636.07v-68.66 c67.086-53.777,134.851-111.775,173.301-145.113c36.729,56.681,103.2,68.686,254.046,89.32 c104.311,14.275,205.434,59.292,268.301,92.136v32.317v33.247v114.148c0,191.785-156.039,347.824-347.824,347.824 C704.004,1131.29,547.972,975.251,547.972,783.466z M895.795,1195.314c28.988,0,57.282-3.03,84.592-8.752v44.335v37.194v27.318 l-80.547,44.613l-80.231-44.588v-27.344v-37.194v-42.681C844.309,1192.858,869.77,1195.314,895.795,1195.314z M755.582,1306.252 v26.857l78.91,43.838l-125.97,71.637l-50.614-114.622C689.021,1322.563,721.623,1313.192,755.582,1306.252z M1249.584,1729.075 v-190.446c0-16.833-14.334-30.479-32.012-30.479c-17.688,0-32.014,13.646-32.014,30.479v190.446h-158.163l165.243-374.213 c164.844,76.87,276.295,216.041,289.637,374.213H1249.584z\"><\/path><\/svg><\/span><\/div>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-25fc693ea5084f581d0eb1f84e886e9d\" style=\"color:#070731;margin-top:0px\">Un banco para los j\u00f3venes<\/h5>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-6799a7b811b6aed42fa2731fd80688b9\" style=\"color:#070731\">Es un proyecto que hay que hacer <strong>no para los j\u00f3venes, sino con los j\u00f3venes<\/strong> , para responder a sus necesidades y a formas innovadoras de usar el banco. No partimos de cero, pero puede ser importante tener una visi\u00f3n global y un proyecto integral, desde la relaci\u00f3n financiera hasta la participativa.<\/p>\n<\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-column-a646592c\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<div id=\"wp-block-themeisle-blocks-font-awesome-icons-cfa2fb99\" class=\"wp-block-themeisle-blocks-font-awesome-icons\"><span class=\"wp-block-themeisle-blocks-font-awesome-icons-container\"><i class=\"fas fa-arrow-alt-circle-right\"><\/i><\/span><\/div>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-e510e959229062053a1cf42c3e0d60c9\" style=\"color:#070731;margin-top:0px\">Un banco eficiente<\/h5>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-8f2730e348e6e8b7ce8317a03993384c\" style=\"color:#070731\">Los socios, los clientes personas f\u00edsicas y jur\u00eddicas necesitan respuestas eficientes en t\u00e9rminos de productos y servicios. Respetando los principios y valores, Banca Etica est\u00e1 llamada a dar respuestas. Mucho se ha hecho, pero este es un camino de innovaci\u00f3n y de <strong>mejora continua<\/strong>, para responder a necesidades que cambian y a un mercado en constante movimiento.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-deb6eaf2\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-2-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-collapsedRows-layout has-vertical-unset has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-dd9a7a5a\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<div id=\"wp-block-themeisle-blocks-font-awesome-icons-7a0de18a\" class=\"wp-block-themeisle-blocks-font-awesome-icons\"><span class=\"wp-block-themeisle-blocks-font-awesome-icons-container\"><i class=\"fas fa-arrows-alt-v\"><\/i><\/span><\/div>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-3d15c08fff757f41cb907589884831b4\" style=\"color:#070731;margin-top:0px\">Un Grupo en crecimiento<\/h5>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-ce396c64e5f0286e9e1d353cd045b9f4\" style=\"color:#070731\">A lo largo de los a\u00f1os se ha consolidado una realidad de grupo que, adem\u00e1s del banco, incluye las dos <strong>Fundaciones de finanza \u00e9tica italiana y espa\u00f1ola, Etica Sgr, Cresud<\/strong>, que puede seguir creciendo. El Grupo permite enriquecer la capacidad de elaboraci\u00f3n y de respuesta a las diversas necesidades de las finanzas \u00e9ticas. Su crecimiento, deseado y esperado, requerir\u00e1 tambi\u00e9n el estudio y la implementaci\u00f3n de pol\u00edticas de gobierno originales.<\/p>\n<\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-column-9a67c186\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<div id=\"wp-block-themeisle-blocks-font-awesome-icons-c758abef\" class=\"wp-block-themeisle-blocks-font-awesome-icons\"><span class=\"wp-block-themeisle-blocks-font-awesome-icons-container\"><i class=\"fas fa-asterisk\"><\/i><\/span><\/div>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-b12a56a7c451add93329227395700adb\" style=\"color:#070731;margin-top:0px\">Continuidad y progreso<\/h5>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-9fa04a5bfa9d43e709a820f6587bef2a\" style=\"color:#070731\">El Consejo de Administraci\u00f3n en funciones, tras un cuidadoso proceso de consulta y coparticipaci\u00f3n, ha aprobado el <strong>Plan Estrat\u00e9gico 2025\/28 del Grupo Banca Etica: un trabajo colectivo<\/strong> : un trabajo colectivo que contiene decisiones importantes e indica acciones a realizar para seguir desarrollando el proyecto Banca Etica, un concepto m\u00e1s amplio que el mero crecimiento. La implementaci\u00f3n del Plan Estrat\u00e9gico constituye un compromiso para la Lista Participativa, tanto por la compartida calidad de sus contenidos, como por el respeto debido a todos aquellos que han contribuido a su definici\u00f3n. El plan, de hecho, ha sido desarrollado junto con los socios de Banca \u00c9tica. Para el plan 2025-2028 se han organizado 72 encuentros, en los que han participado m\u00e1s de mil socios entre Italia y Espa\u00f1a.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<div id=\"wp-block-themeisle-blocks-advanced-columns-813dfaab\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-1-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-equal-layout has-vertical-unset has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-eb37779f\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<div id=\"wp-block-themeisle-blocks-font-awesome-icons-dc5bf259\" class=\"wp-block-themeisle-blocks-font-awesome-icons\"><span class=\"wp-block-themeisle-blocks-font-awesome-icons-container\"><i class=\"fas fa-bell\"><\/i><\/span><\/div>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-cd55774c61969cf1aa837153890426ea\" style=\"color:#070731;margin-top:0px\">La participaci\u00f3n de los socios<\/h5>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/cooperazione-soci-683x1024.jpg\" alt=\"\" class=\"wp-image-353\" style=\"object-fit:cover\" srcset=\"https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/cooperazione-soci-683x1024.jpg 683w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/cooperazione-soci-200x300.jpg 200w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/cooperazione-soci-768x1152.jpg 768w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/cooperazione-soci-8x12.jpg 8w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/cooperazione-soci.jpg 800w\" sizes=\"auto, (max-width: 683px) 100vw, 683px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-text-color has-link-color wp-elements-d5ba51e5efe91116366e85943e1ab9bd\" style=\"color:#070731\">El banco ha trabajado mucho en torno a los temas de la participaci\u00f3n, un tema que una cooperativa con m\u00e1s de 48 mil socios sabe que debe abordar con gran atenci\u00f3n. Hay que seguir trabajando en ello sabiendo al menos tres cosas:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Que hay que asegurar una participaci\u00f3n adecuada en las asambleas, pero considerando que la participaci\u00f3n no se mide solo por la cantidad de personas que asisten a las asambleas;<\/li>\n\n\n\n<li>Que los instrumentos de contacto, relaci\u00f3n e informaci\u00f3n son m\u00faltiples, porque en una base social tan amplia no todos los socios entienden la participaci\u00f3n de la misma manera;&nbsp;<\/li>\n\n\n\n<li>Que la participaci\u00f3n de los socios en el gobierno del banco se realiza fundamentalmente a trav\u00e9s de los organismos de representaci\u00f3n territorial (GIT y Coordinaciones) o sectoriales (socios de referencia y socios trabajadores).<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<p>Sobre la base de estas consideraciones, el compromiso se dirigir\u00e1 a:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Asegurar que las asambleas sean muy participativas, como momentos que siguen siendo fundamentales en la vida democr\u00e1tica del banco;&nbsp;<\/li>\n\n\n\n<li>Enriquecer cada instrumento de di\u00e1logo y relaci\u00f3n con los socios; potenciar y hacer m\u00e1s efectivos los espacios de participaci\u00f3n ya existentes; invertir en formaci\u00f3n e informaci\u00f3n, tambi\u00e9n para reducir las asimetr\u00edas informativas;<\/li>\n\n\n\n<li>Identificar instrumentos f\u00edsicos y digitales que favorezcan el debate y la proximidad;<\/li>\n\n\n\n<li>Invertir en el tejido de la participaci\u00f3n democr\u00e1tica realizada por los representantes de los socios, previendo informaci\u00f3n, formaci\u00f3n, involucramiento y relaci\u00f3n;<\/li>\n\n\n\n<li>Acompa\u00f1ar las formas habituales de participaci\u00f3n, dando espacio, por ejemplo, a comunidades tem\u00e1ticas o experimentando otras formas de agregaci\u00f3n;<\/li>\n\n\n\n<li>Ampliar la participaci\u00f3n a los clientes y a las realidades financiadas, asignando a los GIT el papel de facilitadores y nexos con estas estructuras.<\/li>\n<\/ul>\n\n\n\n<p>Cuidar la participaci\u00f3n significa gestionar una pluralidad de instrumentos y oportunidades, sabiendo que la relaci\u00f3n con los socios es un factor constitutivo para el banco y una garant\u00eda segura para el futuro: sirve para evitar el peligro de la autoreferencialidad, del que pueden ser v\u00edctimas los grupos directivos, y para que el desarrollo del banco sea siempre fruto de un proyecto colectivo. En este sentido, se prestar\u00e1 especial atenci\u00f3n a la comunicaci\u00f3n entre GIT-Coordinamientos-Mesas de Portadores de Valor y el Consejo de Administraci\u00f3n, teniendo en cuenta que la comunicaci\u00f3n debe ser bidireccional y no jer\u00e1rquica. No hay un \u00faltimo eslab\u00f3n en la cadena. Cada elemento est\u00e1 al lado del otro porque Banca \u00c9tica es, ante todo, una comunidad.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-a2cde280\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-1-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-equal-layout has-vertical-unset has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-9ebaea98\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<div id=\"wp-block-themeisle-blocks-font-awesome-icons-abab7f28\" class=\"wp-block-themeisle-blocks-font-awesome-icons\"><span class=\"wp-block-themeisle-blocks-font-awesome-icons-container\"><i class=\"fab fa-cloudsmith\"><\/i><\/span><\/div>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-232444fdcf4da9334a3f21ace16f463a\" style=\"color:#070731;margin-top:0px\">Las personas socias j\u00f3venes<\/h5>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-1f8b0b543a40c5a962939003553fcac5\" style=\"color:#070731\">El banco ha contribuido a lograr un resultado importante, con el nacimiento de las dos organizaciones italiana y espa\u00f1ola Gen\u00c9tica y J\u00f3venes por Fiare. Esto demuestra una voluntad de escucha y relaci\u00f3n que debe llevarse adelante con convicci\u00f3n. En los \u00faltimos tres a\u00f1os, el n\u00famero de cuentas corrientes abiertas en el banco por menores de 35 a\u00f1os ha aumentado notablemente, llegando al 58% de las abiertas en 2024. Esto significa que somos un punto de referencia para quienes buscan modelos financieros alternativos. Pero tambi\u00e9n es cierto que esta relaci\u00f3n debe enriquecerse con contenidos participativos.<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-0bf66dd7848a3189496e6d5feb864c9b\" style=\"color:#070731\">Es oportuno hacer que las nuevas generaciones sean activas en el cambio, promoviendo una finanza que respete los valores de la sostenibilidad, la inclusi\u00f3n y la justicia social, identificando instrumentos culturales, financieros y digitales adecuados a sus necesidades.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-10e2c005\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-1-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-equal-layout has-vertical-unset has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-a0e8c12f\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<div id=\"wp-block-themeisle-blocks-font-awesome-icons-06e75d8d\" class=\"wp-block-themeisle-blocks-font-awesome-icons\"><span class=\"wp-block-themeisle-blocks-font-awesome-icons-container\"><i class=\"fas fa-network-wired\"><\/i><\/span><\/div>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-85d621aecb5ab1343c45bde60b6c76bd\" style=\"color:#070731;margin-top:0px\">Las personas trabajadoras<\/h5>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-text-color has-link-color wp-elements-6af2d7bc4935b4f73b6229cc2b398f99\" style=\"color:#070731\">El valor m\u00e1s importante para un banco cooperativo son las personas: socias, trabajadoras o ambas.\nEn los \u00faltimos a\u00f1os, gracias al fuerte desarrollo, han ingresado en el banco y en el grupo muchas nuevas personas trabajadoras: j\u00f3venes, con altos niveles de formaci\u00f3n y una gran motivaci\u00f3n.\nLa incorporaci\u00f3n y valorizaci\u00f3n de estas personas representa una extraordinaria oportunidad, que debe materializarse favoreciendo la m\u00e1xima integraci\u00f3n entre generaciones y experiencias diversas.<\/p>\n\n\n\n<p>Se implementar\u00e1n itinerarios de formaci\u00f3n tanto colectivos como individuales, planes de crecimiento claros y un enriquecimiento t\u00e9cnico y de valores.\nSe prestar\u00e1 especial atenci\u00f3n al cuidado del entorno laboral, a la inclusi\u00f3n, y al equilibrio entre el tiempo de vida y el tiempo de trabajo, adoptando cada vez m\u00e1s una perspectiva de grupo.<\/p>\n\n\n\n<p>Se facilitar\u00e1n <strong>espacios de di\u00e1logo entre la direcci\u00f3n, los \u00f3rganos sociales y la estructura<\/strong> , que permitan compartir una visi\u00f3n y un proyecto com\u00fan, donde los trabajadores y las trabajadoras sean los engranajes que impulsan el motor del proyecto.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"858\" height=\"1024\" src=\"https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/team-858x1024.jpg\" alt=\"\" class=\"wp-image-354\" srcset=\"https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/team-858x1024.jpg 858w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/team-251x300.jpg 251w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/team-768x917.jpg 768w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/team-10x12.jpg 10w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/team.jpg 1005w\" sizes=\"auto, (max-width: 858px) 100vw, 858px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-e922cb6d\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-1-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-equal-layout has-vertical-unset has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-9caa21e8\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<div id=\"wp-block-themeisle-blocks-font-awesome-icons-08190168\" class=\"wp-block-themeisle-blocks-font-awesome-icons\"><span class=\"wp-block-themeisle-blocks-font-awesome-icons-container\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1800 1800\"><path d=\"M1627.938,384.003c-12.13-17.064-24.856-33.673-38.118-49.817 C1425.985,134.806,1177.596,7.414,900.004,7.414c-277.596,0-525.985,127.392-689.825,326.772 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c5.154-9.285,12.693-17.039,21.754-22.529c9.165-5.559,19.878-8.82,31.358-8.82s22.185,3.261,31.359,8.82 c9.061,5.49,16.6,13.244,21.754,22.529c4.846,8.717,7.625,18.734,7.625,29.388c0,12.316-3.709,23.753-10.025,33.331 c-4.975,7.547-11.609,13.89-19.354,18.588c-9.174,5.559-19.879,8.82-31.359,8.82S877.811,957.475,868.646,951.916z M931.363,1727.753v-455.679c123.342,2.462,241.87,19.354,349.077,49.267c-4.858,15.224-9.961,30.223-15.356,44.921 c-4.953-0.619-9.982-0.964-15.099-0.964c-68.065,0-123.445,55.385-123.445,123.454c0,31.746,12.052,60.729,31.818,82.63 C1091.523,1662.669,1013.33,1716.737,931.363,1727.753z M1128.592,1697.831c28.923-25.73,56.435-56.503,82.217-92.035 c12.319,4.13,25.49,6.411,39.189,6.411c68.062,0,123.446-55.386,123.45-123.455c-0.004-40.635-19.745-76.734-50.14-99.247 c5.998-16.247,11.656-32.838,17.018-49.696c55.135,18.683,106.673,40.988,153.543,66.77c14.879,8.185,29.082,16.617,42.645,25.274 C1431.445,1557.39,1290.019,1651.499,1128.592,1697.831z M1575.07,1382.122c-16.169-10.499-33.14-20.688-50.979-30.498 c-50.772-27.925-106.592-52.012-166.267-72.054c28.286-107.405,44.301-224.724,46.783-346.242h324.6 c0.435-11.049,0.658-22.168,0.658-33.331c0,0.009,0,0.009,0,0.009c0,11.154-0.224,22.264-0.658,33.322l0,0 C1722.577,1100.223,1666.418,1254.58,1575.07,1382.122z M1729.324,870.609L1729.324,870.609H1404.69 c-0.31-17.143-0.886-34.207-1.733-51.168c46.817-17.564,80.237-62.751,80.237-115.624c0-63.844-48.72-116.527-110.93-122.826 c-4.122-19.259-8.613-38.251-13.48-56.951c59.31-19.973,114.802-43.948,165.304-71.727c18.558-10.206,36.164-20.816,52.915-31.754 C1667.924,548.574,1723.477,703.379,1729.324,870.609h20.52l0,0H1729.324z\"><\/path><\/svg><\/span><\/div>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-897a5c59f9083fd5fb60fc02c6449e1e\" style=\"color:#070731;margin-top:0px\">Fiare Banca Etica<\/h5>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-888db7febba5671808d2aa8e1975cd3f\" style=\"color:#070731\">En los \u00faltimos a\u00f1os, la presencia en Espa\u00f1a a trav\u00e9s de FIARE Banca Etica ha mejorado significativamente, no solo en t\u00e9rminos de resultados econ\u00f3micos, sino tambi\u00e9n en la relaci\u00f3n con la sociedad espa\u00f1ola.\nSe han establecido las bases para un desarrollo mayor, basado en la decisi\u00f3n estrat\u00e9gica de comprender mejor las necesidades espec\u00edficas de cada territorio, responder a esas necesidades junto con aliados y socios espa\u00f1oles, crear productos espec\u00edficos y fortalecer nuestra capacidad de respuesta a nivel local.\nLos socios espa\u00f1oles, muy comprometidos y cercanos al banco, han valorado positivamente las propuestas de desarrollo incluidas en el Plan Estrat\u00e9gico, entre ellas la <strong>ampliaci\u00f3n de la oferta de productos tanto para personas f\u00edsicas como jur\u00eddicas.<\/strong>El compromiso ahora y en los pr\u00f3ximos a\u00f1os debe ser hacer realidad estas propuestas.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-9c14201a\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-1-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-equal-layout has-vertical-unset has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-56d5aa3b\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<div id=\"wp-block-themeisle-blocks-font-awesome-icons-e08002ef\" class=\"wp-block-themeisle-blocks-font-awesome-icons\"><span class=\"wp-block-themeisle-blocks-font-awesome-icons-container\"><i class=\"fas fa-object-group\"><\/i><\/span><\/div>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-b5a167ebaa4fd912cd432cb64421ab07\" style=\"color:#070731;margin-top:0px\">La importancia del Grupo<\/h5>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-29b558f1de6f53ea46251d0316cdd3f1\" style=\"color:#070731\">El Grupo es una herramienta formidable para que el banco aumente su capacidad de difusi\u00f3n de las finanzas \u00e9ticas, a trav\u00e9s de dos Sgr, Cresud y las dos fundaciones de finanzas \u00e9ticas italiana y espa\u00f1ola. Su creciente complejidad exige que el banco estructure su gobernanza para garantizar una orientaci\u00f3n y coordinaci\u00f3n adecuadas. La reciente adquisici\u00f3n de Impact Sgr permite disponer de una cadena completa de finanzas \u00e9ticas, gestionando los fondos de Etica Sgr y emancipando al banco de posibles perturbaciones relacionadas con el cambio de estructura de propiedad en el sistema bancario. Impact sgr tambi\u00e9n enriquecer\u00e1 la gama de productos financieros del grupo y habr\u00e1 que garantizar una integraci\u00f3n satisfactoria de la nueva empresa en el grupo. Sobre la base de las peticiones de los Portadores de Valor, se reforzar\u00e1n las relaciones entre las empresas del grupo y los propios GIT evaluando formas de cooperaci\u00f3n m\u00e1s estrecha con las Fundaciones en particular. Las actividades de solidaridad y microfinanciaci\u00f3n a nivel internacional representan una de las caracter\u00edsticas fundacionales del banco, que se desarrollar\u00e1 a trav\u00e9s de Cresud y se integrar\u00e1 adecuadamente con lo que realiza directamente el banco.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-5490e964\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-1-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-equal-layout has-vertical-unset has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-adffc5f5\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<div id=\"wp-block-themeisle-blocks-font-awesome-icons-5f72a999\" class=\"wp-block-themeisle-blocks-font-awesome-icons\"><span class=\"wp-block-themeisle-blocks-font-awesome-icons-container\"><i class=\"fas fa-arrows-alt-h\"><\/i><\/span><\/div>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-2a7a982dc927aaa364be064684773df3\" style=\"color:#070731;margin-top:0px\">Un camino de mejora continua<\/h5>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"738\" height=\"1024\" src=\"https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/future-738x1024.jpg\" alt=\"\" class=\"wp-image-355\" srcset=\"https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/future-738x1024.jpg 738w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/future-216x300.jpg 216w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/future-768x1065.jpg 768w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/future-9x12.jpg 9w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/future.jpg 865w\" sizes=\"auto, (max-width: 738px) 100vw, 738px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-text-color has-link-color wp-elements-9a365b5297dafcc828ec9fbcc37d676a\" style=\"color:#070731\">La mejora de la calidad del servicio debe ser un compromiso continuo, constante y extendido, que involucre a las personas pero tambi\u00e9n al uso inteligente y efectivo de la tecnolog\u00eda. Quien se dirige a Banca \u00c9tica suele tener<strong> expectativas altas<\/strong> que no pueden defraudarse.<\/p>\n\n\n\n<p>El nuevo sistema inform\u00e1tico, plenamente operativo tras una migraci\u00f3n compleja que tambi\u00e9n ha afectado a los clientes, debe ayudar a hacer la relaci\u00f3n clara, r\u00e1pida y satisfactoria.<\/p>\n\n\n\n<p>Los \u00edndices de satisfacci\u00f3n, publicados por terceros, muestran un nivel de satisfacci\u00f3n muy alto, muy superior al promedio bancario, pero esto no debe frenar los esfuerzos por mejorar el nivel de servicio.<\/p>\n\n\n\n<p>La inversi\u00f3n en<strong><u>inteligencia artificial<\/u><\/strong>, para integrarla de manera responsable e inclusiva en los procesos internos de Banca \u00c9tica y en los servicios ofrecidos a los clientes, se har\u00e1 con el objetivo de simplificar operaciones repetitivas y as\u00ed liberar tiempo para la relaci\u00f3n con el cliente y los servicios no financieros. Es oportuno considerar cuidadosamente tanto las potencialidades como los l\u00edmites de la tecnolog\u00eda, manteniendo los valores \u00e9ticos que nos distinguen.<\/p>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-d687e8599403c5c6797853f54e87f337\" style=\"color:#070731\">Junto a esto, debe crecer una cultura extendida de atenci\u00f3n al riesgo, que es inherente a la actividad bancaria y que ha visto mejoras significativas en los \u00faltimos a\u00f1os en el banco y en el Grupo, pero que deber\u00e1 adaptarse a normativas nacionales y europeas de evidente importancia y no despreciable complejidad.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-a000480e\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-1-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-equal-layout has-vertical-unset has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-83573c54\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<div id=\"wp-block-themeisle-blocks-font-awesome-icons-a2c958a5\" class=\"wp-block-themeisle-blocks-font-awesome-icons\"><span class=\"wp-block-themeisle-blocks-font-awesome-icons-container\"><i class=\"fas fa-grip-lines-vertical\"><\/i><\/span><\/div>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-13cd20e430b08935d2af19a3167014e1\" style=\"color:#070731;margin-top:0px\">Saber recorrer caminos dif\u00edciles<\/h5>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-013981ee072ab2483da67b5bc0933163\" style=\"color:#070731\">El banco naci\u00f3 para contribuir a transformar la realidad, no simplemente para sufrirla. Transformarla en direcci\u00f3n a la equidad, la lucha contra la pobreza y la exclusi\u00f3n, la protecci\u00f3n de la legalidad, el apoyo a quienes tienen proyectos coherentes, la inclusi\u00f3n financiera. Los caminos a recorrer son a menudo dif\u00edciles, pero precisamente por eso merecen compromiso.<\/p>\n\n\n\n<p>Queremos seguir transformando la realidad impactando en los aspectos sociales y ambientales. La realidad se transforma<strong> ayudando a los m\u00e1s d\u00e9biles, a menudo rechazados por otros bancos<\/strong>, y se transforma ayudando <strong>al desarrollo de la econom\u00eda social, en Italia y en Espa\u00f1a<\/strong>. Porque en la econom\u00eda social est\u00e1n los sujetos que act\u00faan de manera coherente con nuestros objetivos. Hoy <strong>, el banco es el banco del tercer sector y de la econom\u00eda social<\/strong>destinando a estos sujetos la mayor parte de sus empleos crediticios. <strong>Un compromiso que debe confirmarse y enriquecerse, consolidando y fortaleciendo la estructura empresarial dedicada, creando productos construidos junto a los interesados directos y sus organizaciones, activando servicios de acompa\u00f1amiento, consultor\u00eda y asistencia.<\/strong><\/p>\n\n\n\n<p>Nos comprometemos a continuar el desarrollo y el crecimiento arm\u00f3nico del banco y del grupo para poder seguir respondiendo a nuestra misi\u00f3n: hacer un mundo mejor.<em><\/em><\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-f9399d3fa96a3529930505d294011749\" style=\"color:#070731\"><a><\/a>Los caminos dif\u00edciles nos llevan a encontrar las nuevas pobrezas: el acceso a la vivienda en Italia y en Espa\u00f1a, la pobreza energ\u00e9tica, las \u00e1reas internas. Pobrezas respecto a las cuales el banco sabe bien de qu\u00e9 lado estar y que deben seguir vi\u00e9ndolo comprometido junto a asociaciones, entidades e instituciones. La Evaluaci\u00f3n Socio Ambiental representa una herramienta de evidente valor en la que seguir invirtiendo: es al mismo tiempo una oportunidad concreta de participaci\u00f3n para los socios y un valioso veh\u00edculo de interlocuci\u00f3n con los clientes. Ayuda a procesos de mejora y contribuye de manera significativa a enriquecer las pol\u00edticas de cr\u00e9dito del banco con informaci\u00f3n muy relevante. La formaci\u00f3n y las oportunidades de encuentros colegiados permitir\u00e1n adaptar constantemente esta actividad y uniformar los par\u00e1metros de juicio.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-6c927951\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-1-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-equal-layout has-vertical-unset has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-8fb62d23\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<div id=\"wp-block-themeisle-blocks-font-awesome-icons-4cfdd511\" class=\"wp-block-themeisle-blocks-font-awesome-icons\"><span class=\"wp-block-themeisle-blocks-font-awesome-icons-container\"><i class=\"fas fa-comments\"><\/i><\/span><\/div>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-52860773b428e84c92feae5d37999f25\" style=\"color:#070731;margin-top:0px\">No vamos solos<\/h5>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p>Para transformar, se necesitan alianzas. El banco naci\u00f3 de una alianza entre culturas, sensibilidades y opiniones diversas, as\u00ed creci\u00f3 y as\u00ed debe continuar. <\/p>\n\n\n\n<p>Esto le ha permitido madurar un pensamiento independiente y comportamientos igualmente independientes, cultivando relaciones importantes a nivel social, econ\u00f3mico, financiero, en Italia, Espa\u00f1a y otros lugares. <\/p>\n\n\n\n<p>Las alianzas sirven para actividades de lobby, para proteger los derechos de los m\u00e1s d\u00e9biles, para compartir riesgos, para proyectar el futuro, para conocer mejor las realidades. Tambi\u00e9n son importantes a nivel territorial, donde queremos que <strong>los GIT tengan un papel protagonista.<\/strong>. <\/p>\n\n\n\n<p>Es fundamental una relaci\u00f3n cada vez m\u00e1s fuerte y estructurada con los Socios de Referencia, tambi\u00e9n para definir proyectos e intervenciones compartidas sobre cuestiones cruciales y de inter\u00e9s com\u00fan. La Mesa de Representaci\u00f3n de los Socios de Referencia ha visto crecer su importancia y es necesario continuar el trabajo iniciado y potenciarlo a\u00fan m\u00e1s.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/insieme-683x1024.jpg\" alt=\"\" class=\"wp-image-356\" srcset=\"https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/insieme-683x1024.jpg 683w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/insieme-200x300.jpg 200w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/insieme-768x1152.jpg 768w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/insieme-8x12.jpg 8w, https:\/\/listapartecipativa.eu\/wp-content\/uploads\/2025\/03\/insieme.jpg 800w\" sizes=\"auto, (max-width: 683px) 100vw, 683px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-c51e0d56\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-1-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-equal-layout has-vertical-unset has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-04839b45\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<div id=\"wp-block-themeisle-blocks-font-awesome-icons-bd7a8e0c\" class=\"wp-block-themeisle-blocks-font-awesome-icons\"><span class=\"wp-block-themeisle-blocks-font-awesome-icons-container\"><i class=\"fas fa-not-equal\"><\/i><\/span><\/div>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-cb5a16d55ba99ad9fddc8312252850ae\" style=\"color:#070731;margin-top:0px\">El financiamiento de la producci\u00f3n y comercio de armas<\/h5>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-d378681e3a6ff280fc334503512ca871\" style=\"color:#070731\">Hay una verdad simple pero esencial que debe tenerse en cuenta: ni Banca \u00c9tica ni Etica Sgr han participado de ninguna manera en este tipo de financiamientos, desde que existen. De hecho, han promovido o participado activamente en iniciativas nacionales e internacionales contra esta pr\u00e1ctica y a favor de la paz. Algunos bancos socios minoritarios de Etica Sgr aparecen en la lista de bancos que realizan este tipo de financiamientos, aunque de manera diversificada y en niveles muy bajos de su facturaci\u00f3n. Con estos bancos se ha iniciado un camino de di\u00e1logo y confrontaci\u00f3n, convencidos de que la finanza \u00e9tica tiene sentido si intenta dialogar, contaminar en lugar de aislarse. Los trabajos est\u00e1n en curso y han permitido, entre otras cosas, la creaci\u00f3n de una herramienta absolutamente innovadora, el <strong>rating cero armas<\/strong>, que la Fundaci\u00f3n Finanza \u00c9tica y la Red Italiana de Paz y Desarme han creado precisamente para tener elementos de transparencia, informaci\u00f3n y sensibilizaci\u00f3n. Este es el camino. La decisi\u00f3n de adquirir el <strong>control de Impact Sgr<\/strong> va en la direcci\u00f3n de conquistar una mayor autonom\u00eda. Al mismo tiempo, se debe intensificar la relaci\u00f3n con bancos m\u00e1s cercanos.<\/p>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-6060ad37\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-1-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-equal-layout has-vertical-unset has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-e9443913\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<h4 class=\"wp-block-heading has-text-align-left has-text-color has-link-color wp-elements-35f39dc7833ed16141ea55cb817246e0\" style=\"color:#003087\"><strong>Este proceso es fruto de un camino participativo rico y articulado.<\/strong><\/h4>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-f1cb46b99970d945a4ddbc630216231b\" style=\"color:#070731\">Este proceso es fruto de un camino participativo rico y articulado que ha visto al Comit\u00e9 Promotor encontrarse con todos los Portadores de Valor, presentarles nuestras propuestas para obtener sugerencias, observaciones e indicaciones de prioridad. Indicaciones que siguen llegando y que seguiremos teniendo en cuenta.<\/p>\n\n\n\n<p>&nbsp;El Comit\u00e9 ha querido adem\u00e1s ampliar el c\u00edrculo de encuentros a las dos organizaciones de los socios j\u00f3venes: <strong>Gen\u00c9tica<\/strong> en Italia y <strong>J\u00f3venes por Fiare<\/strong> en Espa\u00f1a, recibiendo contribuciones y est\u00edmulos significativos.<\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-10334ff3460f532faeb82b3beaab9cbd\" style=\"color:#070731\">El hecho de que los siete Portadores de Valor hayan decidido apoyar a la Lista Participativa representa un elemento de evidente relevancia, sobre el cual se ha insertado un debate muy constructivo tanto sobre el programa como sobre la composici\u00f3n nominal de la Lista.<\/p>\n\n\n\n<h4 class=\"wp-block-heading has-text-align-left has-text-color has-link-color wp-elements-b121d9e226586b8b77d2d97507b43cfe\" style=\"color:#003087\"><strong>Queremos un banco: \u00e9tico, inclusivo y dialogante.<\/strong><\/h4>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-143a7f97106b49702cf44a33098f2356\" style=\"color:#070731\">Es una visi\u00f3n del Banco, un sujeto activo en una sociedad que queremos mejor.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-f0d39e55\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-3-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-collapsedRows-layout has-vertical-unset has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-df3a3bbe\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<h5 class=\"wp-block-heading has-text-color\" style=\"color:#fdd400;margin-top:0px\">\u00c9tico<\/h5>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-7bca2b50214c7650cb35fd31df722c88\" style=\"color:#070731\">Porque es la forma de ser que identifica al banco y, como todos los fundamentales, nunca debe darse por sentado, sino que debe reafirmarse para asumir el compromiso de la coherencia.<\/p>\n<\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-column-a92486ee\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<h5 class=\"wp-block-heading has-text-color\" style=\"color:#fdd400;margin-top:0px\">Inclusivo<\/h5>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-0dcd2498aca808c0f7f16f7579139f59\" style=\"color:#070731\">Porque cada vez habr\u00e1 m\u00e1s necesidad de inclusi\u00f3n, empezando por la financiera. Vivimos en una sociedad que tiende a excluir, a crear barreras, a marginar a las personas diferentes o m\u00e1s d\u00e9biles. Pero las personas no son desechos, e incluir significa comprometerse junto a otros para garantizar dignidad, derechos, oportunidades, respeto.<\/p>\n<\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-column-2f9e77b5\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<h5 class=\"wp-block-heading has-text-color\" style=\"color:#fdd400;margin-top:0px\">Dialogante<\/h5>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-03c4864ba1fc570d9018c9b9ad97fc9c\" style=\"color:#070731\">Porque es con el di\u00e1logo que se construye la convivencia pac\u00edfica, que se aprende escuchando, que se entienden las razones de los dem\u00e1s, que se crea una inteligencia colectiva s\u00f3lida y rica en argumentos. El banco nace del di\u00e1logo y en el di\u00e1logo crece, y es evidente que esto representa un valor que va mucho m\u00e1s all\u00e1 del banco, involucrando a toda la sociedad.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-c3629805\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-1-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-equal-layout has-vertical-unset has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-ea7aea84\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/12\/ES-programma-Lista-P-2025-inclusiva-dialogante.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Programa Depositado<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-0082e7f2\" class=\"wp-block-themeisle-blocks-advanced-columns alignfull has-2-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-collapsedRows-layout has-vertical-unset has-light-bg\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-d3d8f5b4\" class=\"wp-block-themeisle-blocks-advanced-column has-light-bg\">\n<span id=\"wp-block-themeisle-blocks-advanced-heading-70698b89\" class=\"wp-block-themeisle-blocks-advanced-heading wp-block-themeisle-blocks-advanced-heading-70698b89\"><strong>TODAS LAS ACTUALIZACIONES DE NUESTRA LISTA<\/strong><\/span>\n\n\n\n<p class=\"has-40-px-font-size\">Suscr\u00edbete a nuestro bolet\u00edn y \u00fanete a nuestra comunidad para recibir directamente en tu bandeja de entrada informaci\u00f3n actualizada sobre una banca participativa, inclusiva y orientada al futuro.<\/p>\n<\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-column-ebaf5fd9\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-03627597 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size is-style-primary\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.078), 15px);\"><a class=\"wp-block-button__link has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/tam-tam.emailsp.com\/frontend\/forms\/Subscription.aspx?idList=58&amp;idForm=1010&amp;guid=41D99728-26F2-464D-A7B1-DDC8C2A31485\" style=\"border-radius:0px;color:#ffffff;background-color:#003087;padding-top:20px;padding-right:40px;padding-bottom:20px;padding-left:40px\" target=\"_blank\" rel=\"noreferrer noopener\">SUSCR\u00cdBETE A NUESTRO BOLET\u00cdN<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Tematica Approfondisci Le nuove Povert\u00e0 Negli incontri con i&nbsp;Portatori di Valore, l\u2019argomento delle nuove povert\u00e0 \u00e8 stato frequentemente affrontato, in maniera molto accorata. Evidentemente c\u2019\u00e8 forte sensibilit\u00e0 sul tema che coinvolge Italia e Spagna e riguarda tutte le generazioni, dai giovani agli anziani. Si \u00e8 fatto riferimento alla povert\u00e0 energetica e, con particolare attenzione, alla&nbsp;povert\u00e0 [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"class_list":["post-59","page","type-page","status-publish","hentry"],"blocksy_meta":[],"rankMath":{"parentDomain":"listapartecipativa.eu","noFollowDomains":[],"noFollowExcludeDomains":[],"noFollowExternalLinks":false,"featuredImageNotice":"La imagen destacada debe tener al menos 200 por 200 p\u00edxeles para que Facebook y otros sitios de redes sociales puedan 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